About 40 minutes east of the Atlantic Ocean is Palatka, a community with a water life of its own. Tucked alongside the St. Johns River, Palatka invites residents to its many lakes, waterways and parks, including Ravine Gardens State Park and Horseshoe Point Conservation Center, for camping, fishing, hiking and more. The town is known as “The City of Murals” and historic Lemon Street in downtown is reborn with street festivals, dining options and culture, including the Larimer Arts Center. Each year, Palatka hosts local festivals, including the Florida Azalea Festival. Prospective homebuyers are acting now in Palatka, where homes are appreciating and the median price is $97,100.